When you contact business loan broker Cedar Rapids team at Springhaven Funding Group, have your last three months of business bank statements ready, that's the single document every underwriter reviews first, and it speeds your quote by 24 to 48 hours.
How it works
Call (319) 381-8914 Monday through Friday, 8:30 a.m. to 5:00 p.m. Central, or visit our office at 221 3rd Ave SE, Cedar Rapids, IA 52401 in the NewBo District, two blocks south of the National Czech & Slovak Museum. We serve manufacturers, medical practices, and retail operators across Cedar Rapids, Hiawatha, Marion, Robins, Ely, Fairfax, Palo, Bertram, Shueyville, Toddville, and Swisher. Most initial calls last 10 to 15 minutes; we'll ask about revenue, time in business, and what the capital will fund, then walk you through which programs, SBA 7(a), equipment financing, working capital, commercial real estate, business lines of credit, or invoice factoring, fit your approval profile.
Get in touch
Underwriters build every approval decision on four data points: trailing twelve-month revenue, months in business, personal credit score (owner with 20 percent or more equity), and use of funds. Gather recent bank statements, a rough balance sheet if you have term debt, and a one-paragraph description of your project. If you're buying equipment or real estate along the Interstate 380 corridor, note the asset address and purchase price. The more detail you share upfront, the faster we can get a loan quote that reflects true approval odds rather than best-case marketing ranges.
How it works
We'll summarize which lender types match your file, outline documentation each requires, and send you to our Apply Now portal if you want to move forward. Read more on our About page to understand how brokers differ from direct lenders, or explore Cedar Rapids business financing options that suit local industry mix.
Reach us
Prefer to talk it through first? Call a local advisor and we will ask a few questions about your business, then let you know whether your profile fits commercial programs.
We are a broker, not a lender. There is no cost to apply and no obligation.
Service areas
We broker commercial financing for businesses across Cedar Rapids and the surrounding communities.
Our office at 221 3rd Ave SE sits in downtown Cedar Rapids, and we work face-to-face or remotely with business owners throughout the metro corridor to match their financing needs with lenders who actually approve files in these markets.
Common questions
Why Cedar Rapids owners trust Springhaven Funding Group
Talk to a local advisor and get matched to the right program, no obligation.
